April 20, 2009

The Regulators’ Primer on Surviving a Liquidity Crisis

Reprinted with permission from Bank Accounting & Finance

By Carol Beaumier, Protiviti

A recent publication from the Basel Committee noted that many banks failed to take into account basic principles of liquidity risk management before the current market turmoil began, leaving them unprepared and exposed to market uncertainties. The Basel Committee provides 17 principles for managing and supervising liquidity risks that it broadly groups into five categories: fundamental principle, governance, measurement and management, public disclosure and role of the supervisors.