It’s clear that the political landscape is shifting. Regulatory or self-regulatory agencies at the state, federal and even international levels are continuing to move forward with their existing supervisory and regulatory responsibilities. In the anti-money laundering (AML) space, the Conference of State Bank Supervisors released a Bank Secrecy Act/AML Self-Assessment Tool to help manage money laundering risk. Within the securities space, the Financial Industry Regulatory Authority (FINRA) published its Regulatory and Examination Priorities Letter for 2017. Privacy concerns are atop the agenda for the European Commission (EC), and the Consumer Financial Protection Bureau (CFPB) recently sued a bank for apparent unfair and deceptive practices related to enrolling customers into overdraft protection services.