In the Wake of the Regulatory Relief Act, Banks Hasten M&A Deals – Five Quick-Hit Considerations to Improve Your M&A Risk Posture

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By
Jim Ryan, Protiviti Managing Director

The Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA) was signed into law May 24, 2018, removing compliance barriers for many banks in the $10 billion to $250 billion asset range. The law has been touted as a way to buoy capital for economic growth by providing regulatory relief to smaller and less complex banks that don’t meet the government’s definition of “too big to fail.” This regulatory easing is pushing banks’ risk appetites to unforeseen levels and fueling merger and acquisition (M&A) activity.

This article describes five actions, drawn from Protiviti’s M&A Playbook, which financial institutions can take to improve their M&A risk posture at little cost.

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