This job description sample outlines the responsibilities, key selection criteria and general information for the role of the chief credit officer.

This candidate is responsible for leading the quality and profitability of the loan portfolio; establishing and developing credit, collection, and fraud policies and objectives to manage risk within the company's acceptable risk ranges for commercial, consumer and credit card lending; developing risk management and scorecard analytics; ensuring compliance with state and federal regulatory guidelines; acting as the principal spokesperson for the lending function; and managing the loan approval process.